Joe Dalbey

Welcome to the Joe Dalbey State Farm Agent office, proudly located in Fort Thomas, KY! I’ve been with State Farm since 1995 and opened our Northern Kentucky office in 2007. For nearly twenty years, I’ve called this community home, and it’s been a privilege to support my neighbors with personalized insurance guidance. What sets our office apart is our close-knit, experienced team — many of whom have worked together for years. That kind of support and connection carries over to how we care for our customers, making insurance simple, friendly, and personal.

We’re honored to serve customers throughout Kentucky, Indiana, Ohio, and Tennessee. Whether you're a new homeowner in Florence, a driver in Newport, or a family preparing for the future in Alexandria or Mason, we’re here to guide you. Our team offers Auto Insurance and Motorcycle Insurance to help keep you protected on the road. If you’re settling into a new home or apartment, we provide Home Insurance, Renters Insurance, and Condo Insurance to safeguard your space. We also support long-term preparedness with Life Insurance and financial services designed to fit your goals.

Summer in the Bluegrass State means time outdoors, lake days, and road trips with the family. Whether you're towing your boat to the water or heading out in your RV for a cross-state adventure, we offer Boat Insurance and RV Insurance to make sure your fun is covered. Let us help you update your coverage so you can enjoy all that summer has to offer, worry-free and well protected. From sunny drives to family outings, we’ve got you covered for the season.

Outside of the office, my life centers around family and the outdoors. My wife and I are the proud parents of three incredible kids. Our oldest daughter recently finished college and now teaches high school English in Lexington, our son works with me at the office while attending Northern Kentucky University, and our youngest daughter is a high school senior and competes in rodeos. Our home life is full of energy with our yellow labs Winnie & Woody, wiener dog Lila, and our horses, Cowboy and Romeo. Whether we’re boating, hunting, working on the farm, or heading to a rodeo, we stay active and connected to the land we love.

At the Joe Dalbey State Farm office, we believe in treating all customers like family. Whether you’re new to the area, moving from out of state, or just looking to update your coverage, we’re here to help make the process smooth and welcoming. Stop by, give us a call, send a text, or shoot us an email — we can’t wait to meet you and help you prepare for whatever comes next.

• Over 30 years of experience with State Farm

• State Farm Agent in Fort Thomas, KY, since 2007

• Serving Kentucky, Indiana, Ohio, and Tennessee

• BA from Illinois State University, has CLU, CPCU, ChFC

• Supporter of Seven Hills Church, Hosea House and Found Village

• Offering Auto Insurance for your daily commute

• Helping you with your Home Insurance needs

• Shield your family with Life Insurance options

• Reach out to learn about our financial services

• Explore Condo Insurance for your property needs

• Safeguarding renters with Renters Insurance plans

• Get coverage for your ride with Motorcycle Insurance

• Caring for your pets with Pet Insurance plans

• Explore Boat and RV Insurance for your next trip